Cookie Policy

1. Introduction

This Cookie Policy explains how Payla (“Payla,” “we,” “our,” or “us”) uses cookies and similar technologies when you access our website, mobile application, and related services (collectively, the “Services”). By continuing to use Payla, you consent to the use of cookies as described in this Policy.

2. What Are Cookies?

Cookies are small text files stored on your device when you visit a website or use an application. They help improve functionality, security, and user experience. Cookies may: • Remember your preferences • Keep you signed in • Improve performance • Help us understand platform usage

3. Types of Cookies We Use

3.1 Essential Cookies These cookies are necessary for the operation of Payla and cannot be disabled. They help with: • Login authentication • Security verification • Account access • Fraud prevention Without these cookies, some parts of the Services may not function properly. 3.2 Performance & Analytics Cookies These cookies help us understand how users interact with Payla. They may collect: • Page visits • Navigation behavior • Error reports • Usage statistics This helps us improve product performance and user experience. 3.3 Functional Cookies These cookies remember user preferences such as: • Language settings • Device preferences • Saved login details • Customized features 3.4 Security Cookies Security cookies help: • Detect suspicious activity • Prevent unauthorized access • Protect user accounts and transactions 3.5 Marketing & Advertising Cookies (Future Use) In the future, Payla may use cookies for: • Personalized marketing • Advertising campaigns • Campaign performance tracking Users may choose to disable these cookies where applicable.

4. Third Party Cookies

Some cookies may be placed by trusted third-party providers such as: • Analytics services • Payment infrastructure providers • Security monitoring services These providers may collect information according to their own privacy policies.

5. How We Use Cookies

We use cookies to: • Keep Payla secure • Improve platform functionality • Analyze user behavior • Personalize user experience • Maintain account sessions • Prevent fraud and abuse Features may vary depending on jurisdiction, regulations, and partnerships.

6. Managing Cookies

Users can manage or disable cookies through browser or device settings. Please note: Disabling certain cookies may affect functionality and limit access to some features of Payla.

7. Data Protection

Information collected through cookies may be linked with other user information in accordance with our Privacy Policy. Payla takes reasonable steps to protect all collected data.

8. Changes to This Cookie Policy

We may update this Cookie Policy periodically. When updates are made, the “Last Updated” date will be revised. Continued use of Payla after updates constitutes acceptance of the revised Cookie Policy.

9. Contact Us

For questions regarding this Cookie Policy: • Email: support@getpayla.co • Company: Payla • Location: Nigeria Consent By using Payla, you acknowledge that you have read and understood this Cookie Policy and agree to our use of cookies and related technologies.

If you have questions about this Cookie Policy, contact support@getpayla.co.

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